The Costs of Climate Adaptation: What I Learned in Tuvalu
Tuvalu is one of the most climate-vulnerable countries in the world, where climate adaptation is no longer just an idea, but a matter of survival. Launched in 2017, the Tuvalu Coastal Adaption Project (TCAP) is the first of its kind to protect the country’s coastline from rising sea-levels, erosion, and saltwater intrusion. Despite negligible contributions to global emissions, small island states in the Pacific like Tuvalu face disproportionate impacts from negative externali
Apr 53 min read
Surcharge Leaves the Table
By Jack Kirkwood Back at the beginning of the 21st century, cash was still king and the Reserve Bank of Australia (RBA) wanted to keep it this way. Cash was – and still technically is – the most efficient way for a consumer to complete a payment. Unlike cash sales, merchants must pay a small transaction fee to complete the purchase made every time you tap a card. This fee was the initial issue when card payments first entered the mainstream because retailers simply increased
Oct 2, 20253 min read
Hey! Buy now, pay later! Yes, you!
By Shreya Nidumolu These days, businesses and marketers use the allure of exciting experiences, small joys, and an inescapable FOMO for all things glamorous to their advantage. Young adults in particular are willing to splurge on fun , an escape that is otherwise infrequent between job-hunting, gruelling education, and limited financial freedom amid uncertain economic times. While homeownership seems largely impossible, the instant gratification of tickets to popular experien
Oct 2, 20252 min read
